You are covered for any sport or leisure activity listed below, only when participating on an amateur basis:

• Archery
• Badminton
• Baseball
• Basketball
• Beach Games
• Black Water Rafting (Grade 1-4)
• Bowls
• Bungee Jumping (Max of 2 Jumps)
• Canoeing
(excluding white water canoeing of any grade)
• Clay Pigeon Shooting
• Cricket
• Cycling (excluding BMX or mountain biking)
• Dinghy Sailing
• Dry Skiing
• Fell Walking
• Fell Running
• Fencing
• Fishing (excluding wade fishing)
• Football
• Golf
• Hiking (under 2,000m altitude)
• Horse Riding (excluding jumping, hunting, polo and racing)
• Hot Air Ballooning which has been booked prior to departure
• Ice Skating
• Jet Boating
• Jet Skiing
• Jogging
• Marathon Running
• Motorcycling up to 125cc (provided rider holds a full driving license and is wearing crash helmet)
• Netball
• Orienteering
• Paintballing (provided protective eye-wear and clothing are worn)
• Parascending (over water)
• Pony Trekking
• Racquetball
• Rambling (under 2,000m altitude)
• River Canoeing
• Roller Skating • Roller Blading
• Rounders
• Rowing
• Safari (if pre-booked through UK Operator, excluding the use of firearms)
• Sail Boarding
• Sailing (within territorial limits)
• Scuba Diving up to 15m (excluding solo dives and no dives less than 24 hours before departure to Your Home)
• Skate Boarding
• Snorkelling
• Squash
• Surfing
• Tennis
• Track Events
• Trekking (under 2,000m altitude)
• Triathlon
• Volleyball
• Water Polo
• Water Skiing, White Water Rafting (up to grade 4), Windsurfing, Yachting (inside territorial waters)
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Trek America & Grand American Adventures clients only

All official activities offered on these tours are covered by selecting this box.

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Children under the age of 4

Children under 4 at the time of departure travel free.

For Single Trip policies, ensure your infant(s) will be under 4 at the time of your intended departure, otherwise please enter them as 4-16 year old(s).

For Annual Multi-Trip policies, if your infant(s) will turn 4 during the term of your plan, please enter them as 4-16 year old(s)

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Hazardous Activities

You have indicated that you are going to be taking part in hazardous activities during your trip.

We are sorry, we cannot give you online cover for the activities that you are going to be doing.

Please Contact Us so we arrange your insurance.

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Country of residence & Area of Cover

Please select your country of residence from the drop-down list. When choosing your Area of Cover, please consider all the countries you may be visiting and ensure that they are covered within the area you have selected.

Worldwide covers you for travel anywhere in the world.

Worldwide, excluding USA, Canada & Caribbean covers you for travel to any destination, except those specifically excluded

Europe covers you for travel to any of the following:

Aland Islands, Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Vatican City, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom

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Please note that this insurance contains certain exclusions relating to existing health conditions that affect You, Your travelling companions and anyone upon whom Your travel plans may depend:

This insurance excludes any claim arising if at the time of effecting this insurance and/or booking each Trip in respect of Annual Multi-Trip policies, the person whose condition or any related condition giving rise to a claim:

  1. has been treated as a hospital inpatient or been referred to a specialist consultant in the last year;
  2. is on a hospital waiting listing, awaiting medical tests or the results thereof;
  3. is travelling against medical advice or for the purpose of obtaining treatment;
  4. has received a terminal prognosis;
  5. has been treated and/or taking medication for a breathing (excluding well controlled asthma), heart related or circulatory medical condition in the last two years;
  6. has been treated and taking medication for a malignant condition and completion of all treatment and complete discharge has not been within the last two years.
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Organised winter sport events

Our standard Winter Sports option covers you to ski as a leisure activity. The additional Organised Events option covers you for amateur competitive activities such as interclub races and cross country relays. If you are unsure which of our options will cover your planned pursuits please do not hesitate to contact us.

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Save Your Quote

Please enter your name and email address to save this quote. Quotes are valid during the calendar month in which they are produced. We will email you with the details of your quote and instructions on how to retrieve it.

From time to time we may contact you with offers and promotions. Please untick this checkbox if you do not wish us to contact you in the future.


Φ Required information

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Trip Type

Annual Multi-Trip: Unlimited number of trips per Policy Year (Period of Insurance). Maximum duration of any Trip should not exceed 90 days.

Single Trip: Maximum duration of Trip (Period of Insurance) is 30 days.

A journey within the Period of Insurance which begins when You leave Your Home to travel within Your country of residence for a minimum of 2 nights in pre-booked accommodation or a journey within the Period of Insurance within the countries of the Geographical Limits which begins when You leave Your Home and ends when You get back Home.

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